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Mortgage reports approved by client, controlled by you

FMH Mortgages is the latest tool on the FindMyHome platform - already becoming the industry standard for property and mortgage evidence in family law.

The free indicative mortgage capacity report is the material paragraph 52 of the Financial Remedies Guide calls for. The certified maximum report is the formal evidence that follows.

  • £150per mortgage capacity report, updated as often as you need
  • 48 hoursfor a certified maximum mortgage capacity report
  • Whole-of-marketreports prepared and certified by independent brokers, court compliant
  • Freeconversation with an independent broker on what is achievable, on either party’s figures

How it works

Start with the free indicative report, request a certified report from an independent broker when you need formal evidence, and receive it within 48 hours.

Two pages of an indicative mortgage capacity report: financial details with the affordable monthly payment and maximum capacity, and the live mortgage products
Indicative mortgage capacity reportFree, in 3 minutes. A client's income, expenses and deposit set against live mortgage rates.
The mortgage capacity report request screen, at step 1 of 7 (income), with a Download a sample report button and an Ask a mortgage broker button
Request a reportSeven short steps, from income and expenses to review and submit. The broker takes it from there.
The cover and a variation table from a maximum mortgage capacity report prepared by an independent broker
Maximum mortgage capacity reportPrepared and certified by an independent broker within 48 hours, £150 + VAT.

The platform

When constructing a settlement, you want to know how much your client can borrow, and whether the mortgage payments will be affordable

Our aim is to make the whole mortgage process easier, giving more control* to the solicitor, whilst driving down costs.

From within the platform:

  • Request mortgage capacity reports for ONLY £150
  • Update as often as you need, for FREE
  • Reports uploaded within 48 hours
  • Fully court compliant, prepared and certified by independent, whole of market brokers
  • Request mortgage capacity reports for both parties
Get in touchGet in touch

Mortgage Reports Required

Before First Appointment Indicative mortgage capacity report (3 minutes)
FREE
Before FDR Broker generated max mortgage capacity report
£150 + VAT
Before settlement Decision in principle / mortgage offer
FREE

*You control the numbers used in the mortgage report application, but the client always approves the application before it is submitted.

** A £50 + VAT fee is charged when you open a case on the system, giving you access to all the platforms functionality; any mortgage related costs are in addition. If you do not request a max mortgage capacity report, and go straight to a DIP / Offer, a £150 +VAT charge will be incurred

A free view from an independent broker

From within the platform, have direct conversations with the broker and ask questions on all mortgage matters. Upload a client credit report for an early view of any issues. Get the broker’s view of what is achievable when YOU need it through our free online chat function, speak live or arrange a call with an experienced mortgage broker. Include your client as you feel it is required.

What is the most I could borrow, and what would the monthly repayments be?

Do I need evidence of maintenance payments to get a mortgage?

Is it better to have more spousal or child maintenance for a mortgage?

What paperwork do I need to make an application?

What is the most I could borrow, and what would the monthly repayments be?

Do I need evidence of maintenance payments to get a mortgage?

Is it better to have more spousal or child maintenance for a mortgage?

What paperwork do I need to make an application?

The outcomes

The combination of a free view from an independent broker on what is achievable, throughout the settlement process, and fast mortgage report production will lead to better client outcomes and a lowering of costs

Driving down costs
to the client

  • Only £150 for a fully compliant mortgage capacity report from a certified broker
  • Update mortgage capacity report for FREE
  • DIP or mortgage offer, from broker for FREE
  • A free conversation with the mortgage broker, as needed

Better client
outcomes

  • Use for either party or for joint mortgage reports
  • Verify mortgage reports produced by the other side
  • Option to upload a client credit report. The broker will then give their view on any potential issues that may affect the client’s mortgage raising capacity.

Easy to make, high quality reports from an independent broker - what more could you ask for?

Simon Bassett, Head of Family, RWK Goodman

Ready to get started? Book a free demo

Ready to get started? Book a free demo

A demo takes 30-45 minutes: we create a case on the fly and run it through the platform with you. We reply within 24 hours.

Request a demo Request a demo